We all have a fair understanding that weddings can be a costly exercise, but do you actually know just how much the average wedding costs in Australia? Slightly over $36,000, based on Australia’s Money Smart website. And that was in 2012! These days, it’s most likely somewhere around the $50,000 mark. I guess if you…
There’s no doubt that reaching your 30’s is a serious landmark for everybody. While some of us may have bought their first home, started a career, or even a family, this decade of our life has a considerable financial impact for your future years. For the majority of individuals, our financial responsibilities have perhaps grown…
There’s no doubt that your 20’s is a very unique stage of your life. There’s a jittery but exhilarating feeling about becoming an adult, leaving home, and being financially independent. Regardless if you began a career, a university degree, or spent time traveling the world and gaining life experience, your 20’s is a valuable decade…
Most of us suffer through periods in life where money is tight. Luckily for us, there are certain expenses that we can easily eliminate, for instance cable TV, gym memberships, and eating out at restaurants. On the contrary, there are other costs that we simply can’t avoid. Rent, debt repayments and school fees are just…
Nowadays, saving money is a quest that every person hopes to achieve, however commonly it can be a complex task for most people. Mortgage repayments, bills, food, and everyday essentials add up rapidly, leaving most families with little to no savings. Being able to save money and improve your life seems to be a paradox,…
The New Year is unquestionably a fantastic time to reflect on the previous year and make some resolutions to improve ourselves. Lot of people’s resolutions focus on being healthier, developing their career, or improving their financial circumstances. Now we all appreciate how difficult it can be to keep our New Year’s resolutions, so it is…
Congratulations! You’ve successfully fulfilled your 3 year period of bankruptcy and have been discharged, so what now? You’ve undoubtedly taken the most appropriate actions to settle your financial problems by filing for bankruptcy, and all your debts are well behind you now. However, there’s still a considerable amount of work required to get your finances…
Christmas can be a wonderful time of year. Spending quality time with friends and family, enjoying holidays, offering gifts to loved ones, and of course the grand Christmas lunch! It’s unquestionably a time for giving, and with this comes expenses. It’s very easy to go overboard with getaways, presents, and heavenly foods; to let your…
When people in Geelong talk to me about bankruptcy, I tell them the classic Native American Fable of the small boy and the Rattlesnake. An old rattlesnake implores a passing young boy to carry him to the mountain peak to see one last sunset before he passes away. The boy was hesitant, but the rattlesnake…
Essentially everyone coping with bankruptcy in Geelong has this fear about their job, and the answer to the question is ‘maybe’. The trouble with some occupations isn’t that you cannot do the job any longer, it’s more an issue of professional bodies or institutions that view bankruptcy in a dim light and can keep it…